Comments for City of Dads

Comment on What Next with Casey Anthony by Adell

Adell — Sun, 28 Apr 2013 03:26:00 +0000

Useful information. Lucky me I found your site by chance, and
I’m stunned why this coincidence didn’t take place earlier!
I bookmarked it.

Comment on Abercrombie and Fitch, Bikinis for Kids? by Betsey

Betsey — Thu, 21 Feb 2013 09:58:35 +0000

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Comment on Penny Pinching Godmother Saves for Goddaughters Education by Gino

Gino — Fri, 15 Feb 2013 20:44:27 +0000

Thank you for sharing your thoughts. I really appreciate your efforts and I will be waiting for your further write ups thanks once again.

Comment on Wordless Wednesday- JULY 4TH!!! by Eva

Eva — Fri, 01 Feb 2013 09:00:57 +0000

Lovely idea. (Beautiful photog too, btw) I’ve been triyng to formalize our ’3 generations’ blog of three pink roses’ (our nickname) tackling topics/POV of how life has changed w/ea generation (mom, daughter, g’ma) but life’s stuff’ keeps derailing me w/drama hitting the fan. Maybe I should try Instagrams or somethin? Thoughts?

Comment on Becca and Her AMTC Journey! by Darlene

Darlene — Fri, 01 Feb 2013 03:32:09 +0000

Thank you! If you check on my wesbite, you will see the Victorian Shoe Album that I made for a wedding gift. It only has four pages but is intended for pictures of the happy couple as little children with one spot for a wedding picture. You know how folks debate whether a baby looks more like the mom or the dad. I thought it would be cool to have the photos for comparison in one little album when they start a family.I also have a technical question for you. Do I have to write out the whole web address in my blog post when doing a challenge or does having the blinkie on the sidebar take care of referencing back to the challenge blog site?

Comment on Death of Reverend Shocks Country. Drugs Involved? by Rosangela

Rosangela — Fri, 01 Feb 2013 03:04:16 +0000

Well put, sir, well put. I’ll certinaly make note of that.

Comment on Free Give-Away!!! -CLOSED- by Rohit

Rohit — Thu, 01 Nov 2012 01:35:57 +0000

Hi there,My friend hooked me up w/your site just last week. I’ve been browsing through it tonight, and it looks like a wealth of wonderful insight and knowledge you’re sharing with us. Thank you for that. I am 1/3 of the way through an into Photography course for SLR cameras, and I’m still very much overwhelmed with the information, and the features of my camera. I just wanted to say thank you for taking the time to blog and help people like me along. I would love to join in the contest, but am still quite a ways away from that, plus I live in Winnipeg, Manitoba Canada I look forward to seeing other people’s entries though.March 22, 2010 10:41 pm

Comment on Free Credit Score! by Athira

Athira — Wed, 31 Oct 2012 16:34:33 +0000

Yes, it’s possible to fix your creidt yourself. With a little hard work and perserverance, and patience, you could get it back up there. What you have to understand is what makes up your creidt score:1. Payment history- 35%2. Total debt owed to avialable creidt ratio-30%3. Length of time establishing creidt-15%4. Types of creidt established-10%5. Inquiries and New accounts-10%With that in mind, this is some steps that you should do in order to get yourself in a better financial position to rebuild your score:1. Open a checking and savings account if you haven’t already. While this won’t directly affect your creidt score, it does many things. It re-establishes a relationship between you and a financial institution, which by being an customer in good standing, could help make it easier to get approved for creidt cards and loans. Most importantly, by opening a checking accountit gives you the single most powerful tool in building creidt, to help pay your bills on time, especially if the bank offers online billpay. 2. Gather ALL your creidt reports- It’s important to know exactly what’s on your reports. A lot of times, people believe that their creidt is so bad, that they don’t bother to check their reports for mistakes, and trust me, mistakes DO happen. The creidt bureaus don’t get paid to be accurate, they get paid to report. It’s important that you gather reports from all 3 agencies to determine not just who and how much you owe, but to make sure that what’s on there is even correct. If you do happen to find something that you’re sure is not right, you should dispute with all 3 agencies, they all have an online dispute feature in which you can dispute the item. Once you’ve made sure that there’s no inaccuracies on your report, then you should arrange your debts from most recent and lowest amount to oldest and highest amount. Debts that are newer than 2 years are hurting your score the worst and should be handled first. What you should know that just paying off debts, especially collection debts will not help your score. A pay to delete or deletion payment , which is a payment in exchange for removing it from your report completely. I posted several links that explains this more in detail.If you’re sucuessful, this will help your score.3. Open new creidt- I had mentioned in #1, about opening a checking and savings account with a bank or creidt union, I’m going to tie that in with what I’m about to say. Some major banks (Bank of America, Wells Fargo, USBank, Orchard Bank) and some creidt unions offer secured creidt cards, which are creidt cards that require a deposit to establish creidt. Whatever you deposit would be the creidt line, for example, if you deposited $300, then your creidt line would be $300. The deposit isn’t used to pay for what’s purchased on the card, you would still need to either pay in full or make monthly minimum payments. The deposit is used only if the account becomes delinquent and goes to collections. A couple of good things is that you can increase the creidt limit by adding to the deposit, which can help your score because it creates a much needed cushion between the total debt that’s owed and the available creidt, and also the deposit is sometimes linked to a savings account which earns interest while you’re building creidt, so the deposit isn’t just sitting there. A good way to build creidt with the card is to make small purchases ($20/month max) and pay it off on time every month, while adding to the deposit. Usually after a year or so, of paying it off on time, the card either converts to a regular card or it’s upgraded to a better card, and most importantly the deposit isn’t needed anymore and it’s given back. My suggestion would be to open another secured card and repeat the process or open 2 at a time, which would speed things up. If you make small purchases, pay it off and increase the limits, that will really help your score. In the end, you’ll have 2 creidt cards with decent limits and an emergency fund from the deposits. Since you already have some CC’s you’re paying on, you should be ok on this.4. Enroll with PRBC- PRBC is America’s Alternative Credit Bureau, providing a helpful service to the over 50 million people with limited or no creidt history. If you pay your monthly bills on time, PRBC can help you build creidt to qualify for a mortgage and better interest rates.On-time payments for the following bills are not reported to the traditional creidt bureaus: RentCablePhoneDaycareInsuranceElectricNatural GasCell Phone The only time your payments for these bills are reported to the other creidt bureaus is if they’re missing or late.With PRBC, your on-time payments count. You build creidt for paying your bills on time, even if you have no creidt history. PRBC offers two simple ways to start building creidt today. In closing, just a few more things to keep in mind. -Don’t spend more than 30% of your combined available creidt on all your cards. -Only apply for creidt when necessary. -Pay on timeHope this helps Thanks for reading and Good luck!

Comment on Extreme Couponing by Adriana

Adriana — Wed, 31 Oct 2012 10:07:39 +0000

list . NEVER go grocery shopping without a prepared list. It’s just stupid. The night before I go shopping, I have in front of me at the kitchen table: Store circular, all of my coupons, my list in progress , and, of course, a cold beverage. Plan your meals, snacks, beverages around sale items. It’s so easy. If something is not on sale this week, it, or something similar, will likely be on sale next week, so buy it then. Again .every store has sale patterns. Leftovers from meals automatically become packed lunches for work or school. No waste, and my family loves leftovers (beats the heck out of a cold sandwich). Here are 2 of my more recent shopping trips and the numbers:Original total: $ 265.88Savings: Sale savings: $ 57.06MFG coupons: $ 10.85Store coupons: $ 29.26Total savings: $ 97.17 (36.5%)New total: $ 168.71Original total: $ 208.99Savings: Sale savings: $ 46.03MFG coupons: $ 5.00Store coupons: $ 24.20Total savings: $ 75.23 (36%)New total: $ 133.76It works if you prepare (do your homework). I’ve been doing this for years and I save thousands annually. It only takes me about an hour of my time to prepare, and, like I said, it’s a game and a challenge. All fun.

Comment on We’re Pregnant by Brianne

Brianne — Sun, 28 Oct 2012 08:21:29 +0000

This site definitely has all of the information and facts I wanted concerning this subject and didn’t know who to ask.